Free Tool

Ohio Portfolio
Goal Planner

Enter your goal, strategy, and timeline. See exactly how many properties you need, year by year, and when you hit your number.

Whether you want passive monthly income, to replace your salary, or to grow capital as fast as possible — this planner models your path using real Ohio market numbers. Adjust any slider and the plan updates instantly.

1
Choose your strategy
🏠
Passive rental
Buy, rent, collect. A property manager handles everything. Lowest time commitment — best for people who want income without involvement.
Cash flow focused
🔄
BRRRR
Buy, renovate, rent, refinance, repeat. Each cycle takes ~5 months — realistically 2 deals per year. Recycle your down payment to scale with less capital over time.
Active + passive
⚡
Fix & flip
Buy distressed, renovate fast, sell for profit. Each deal takes ~3 months — up to 4 per year max. Highest ROI potential but requires the most active involvement.
Growth focused
2
What are you trying to achieve?
Target monthly cash flow (CAD) $2,000/mo
3
Your situation
Starting capital available (CAD) $75,000
Additional savings per year (CAD) $20,000/yr
Your goal timeline 5 years
CAD/USD exchange rate 1.39
4
Estimated costs per property

These are pre-filled with typical Ohio investment property costs. Adjust any item to match your situation — they're factored into your net returns below.

Acquisition (one-time per deal)
Home inspection$400
Closing / title costs$2,000
Real estate attorney$750
Loan origination fee$1,000
Appraisal fee$500
Initial repairs / makeup$3,000
Annual holding costs (per property)
Property tax / yr$1,500
Insurance / yr$1,200
Property mgmt (% rent)9%
Maintenance reserve / yr$1,500
Vacancy allowance (% rent)5%
Cross-border accountant / yr$1,000
Total acquisition cost / deal
$7,650
Total holding cost / yr per property
$5,200
Adjusted net cash flow / mo
$287
Exchange rate
$1 CAD = $0.72 USD
Your capital in USD
$53,957 USD
Buying power
Roughly 2–3 Ohio properties at 25% down
Properties needed
—
to reach goal
At your timeline
—
by year end
Goal reached
—
at current pace
Total return (CAD)
—
over timeline
Your plan
Adjust the sliders above to see your personalised investment plan.
Year-by-year breakdown
Year Properties Strategy Cash invested (CAD) Monthly (USD) Monthly (CAD) Portfolio value (USD) Cumul. return
Like what you see?
Let's build your plan.
Book a Call 20–30 minutes. We'll run the real numbers together.