Everything you need
to know before you start

Yes. Canadians can purchase U.S. investment properties without showing any U.S. income, employment history, or credit score. We work with lenders who specialize in cross-border investors and qualify you based on the property's income potential and your down payment. All you need is the down payment capital.

No. Many of our clients complete their first purchase without ever visiting the property. We handle inspections, coordinate with attorneys and title companies, and manage the entire acquisition process remotely. You can sign closing documents electronically or through a Canadian notary.

Our entry-level deals typically require $17,000–$40,000 in total cash invested — covering down payment, closing costs, and any minor repairs. We have inventory ranging from single-family homes to multi-family buildings depending on your capital and goals.

Absolutely not. Many of our clients are buying their first investment property ever. We walk you through every step and explain the process in plain language. Our system is designed to make this accessible to first-time investors.

The most popular option is a DSCR (Debt Service Coverage Ratio) loan — it qualifies based on the rental income the property generates, not your personal income. There are also foreign national mortgage programs that use your Canadian income and credit. And many clients use a Canadian HELOC to buy cash, then refinance afterward via DSCR. We connect you with the right lender for your situation.

Your purchase price and rental income will be in U.S. dollars. Most investors treat currency movement as a long-term wash and focus on the property fundamentals rather than trying to time the exchange rate. We can refer you to a cross-border financial advisor who specializes in this.

Yes — but the Canada-U.S. tax treaty prevents double taxation. In the U.S., you'll file a non-resident return (Form 1040-NR) annually. In Canada, you declare worldwide income but receive a foreign tax credit for U.S. taxes paid. We recommend a cross-border accountant — we can refer you to specialists.

Not necessarily. Some investors buy in their personal name for simplicity; others use a U.S. LLC for liability protection and estate planning. The right structure depends on your situation. We can refer you to attorneys who specialize in cross-border real estate holdings for Canadians.

We focus on single-family homes and duplexes in residential areas of Cleveland, Akron, and Canton, Ohio. These are neighbourhoods with stable rental demand and entry prices that generate strong cash-on-cash returns. We don't target distressed or high-crime areas — we target fundamentally sound properties in working-class rental markets.

We help you set up a local property management company before you close. A good property manager handles tenant screening, rent collection, maintenance, and legal compliance — all for approximately 8–10% of monthly rent. Your investment is truly passive: monthly deposits and periodic reports.

Our inventory ranges from single-family homes to multi-family buildings with up to 8+ units. We also work on fix-and-flip deals for investors who want active returns. The right type depends on your capital, risk tolerance, and goals — we'll match you on your discovery call.

We earn a real estate commission on transactions as licensed REALTORS® in both Ontario and Ohio. No consulting fees, no retainers. Our income is tied entirely to closing deals for our clients — our incentives are fully aligned with yours.